Utkarsh Small Finance Bank || Varanasi – Fulfilling customer’s dreams and needs.

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Utkarsh Small Finance Bank is Varanasi’s very own bank that aims to empower the low-income group financially with affordable and accessible banking services


To be the trusted financial service provider to over 10 million customers by 2021.


To provide affordable & accessible banking services which are process centric, technology enabled and people oriented resulting in reliable, scalable and sustainable institution facilitating socioeconomic change.

Our Story

We are a proud solitary Small Finance Bank from Varanasi. In today’s time where technology is reshaping the world, we aim to encourage people excluded from the formal banking sector until now to start banking.

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